USD to GHS - US Dollar to Ghanaian Cedi Converter

Convert US Dollar to Ghanaian Cedi with real-time exchange rates

1 USD = ~10.49 GHS (rates vary)

Quick Insight

This currency pair is highly volatile. Always check live rates before transactions.

This pair can move with policy and inflation signals. Rely on live quotes rather than quick mental estimates.

Rates can shift several percent within weeks. Use a live converter for accuracy.

⚠️ Always verify before exchanging📊 Monitor policy and inflation trends🔔 Set rate alerts for sizable transfers

Common USD - GHS Conversions

Forex Market Hours

Sydney

22:00 - 07:00 UTC

Closed

Tokyo

00:00 - 09:00 UTC

Closed

London

08:00 - 17:00 UTC

Closed

New York

13:00 - 22:00 UTC

Active

Most volatile: London-NY overlap (13:00-17:00 GMT). Best spreads during high liquidity hours.

Upcoming High Impact Events

US Non-Farm Payrolls

First Friday of month

High Impact

USD pairs

ECB Rate Decision

Every 6 weeks

Medium Impact

EUR pairs

Tips & Recommendations

1Avoid airport exchange bureaus - markups can reach 10-15%
2Use ATMs with local bank cards for near mid-market rates
3Pay in local currency to avoid dynamic currency conversion (DCC)
4Notify your bank before travel to prevent card blocks

Frequently Asked Questions

Key drivers include US monetary policy, Ghanaian inflation, commodity prices (gold and cocoa), trade balances, and global market sentiment. These elements interact to push rate levels higher or lower over time.

Economic Context

Trading Relationship

The United States and Ghana trade in goods, services, and commodities, with USD-based invoicing common in imports and USD-denominated remittances common in household spending in Ghana. USD/GHS movements influence pricing, investment decisions, and consumer costs in both regions.

Key Rate Factors

•Federal Reserve policies and US inflation
•Bank of Ghana monetary stance and inflation targets
•US-Ghana trade balance and commodity cycles
•Political stability and governance
•Global risk sentiment and safe-haven demand for USD

Central Banks

Federal Reserve System

Washington, D.C., United States

Sets monetary policy, controls short-term interest rates, and manages money supply to maintain price stability.

Bank of Ghana

Accra, Ghana

Drives monetary policy, targets inflation, issues currency, and oversees financial stability in Ghana.

Exchange rates fluctuate continuously. This converter provides indicative rates for informational purposes. For large transactions, consult with a licensed financial professional.

Rates sourced from European Central Bank reference rates. ECB Reference Rates