Currency Converter - Daily ECB Rates | Unitconvr
Official ECB exchange rates updated hourly. Convert 30+ currencies with bank-grade accuracy. Free API, no registration, 7 languages.
Understanding Currency Exchange
Currency exchange rates fluctuate based on economic factors, central bank policies, and market sentiment. Our converter uses real-time rates from the European Central Bank to provide accurate conversions for travel, business, and personal finance.
💡 Check rates before large transactions - banks often add 2-4% markup to mid-market rates
All Currency Pairs
608 currency pairs available
Frequently Asked Questions
How often are exchange rates updated?
Our exchange rates are updated daily from the European Central Bank (ECB). Rates are published on business days around 16:00 CET. Weekend rates remain stable as forex markets are closed.
Why do bank rates differ from the rates shown here?
We display mid-market rates (the midpoint between buy and sell rates). Banks and exchange services add a margin (typically 2-4%) plus fees. For large transfers, compare multiple providers to get the best deal.
What factors affect exchange rates?
Exchange rates are influenced by interest rate differences between countries, inflation rates, political stability, trade balances, and market speculation. Central bank announcements can cause significant rate movements.
Should I exchange money at the airport?
Airport exchanges typically offer the worst rates with markups of 10-15%. Better options include: using ATMs abroad (check your bank's foreign transaction fees), ordering currency in advance from your bank, or using a travel-friendly debit card with no foreign fees.
How can I get the best exchange rate?
Compare rates from multiple sources, avoid airport exchanges, use fee-free international cards, and consider timing large transfers around favorable rate movements. For significant amounts, specialized money transfer services often offer better rates than traditional banks.
Currency Exchange Tips
For Travelers
- • Check rates before traveling
- • Airport exchanges often have poor rates
- • Use ATMs for better exchange rates
For Business
- • Monitor rate trends for large transfers
- • Consider hedging for regular transactions
- • Factor in bank fees and margins
Exchange rates fluctuate continuously. This converter provides indicative rates for informational purposes. For large transactions, consult with a licensed financial professional.
Rates sourced from European Central Bank reference rates. ECB Reference Rates